![]() Registered Office: The Mound, Edinburgh EH1 1YZ. With a 30-year mortgage, Johns monthly mortgage payment (P) will be 489.02. Halifax is a division of Bank of Scotland plc. mortgage calculator offers a free mortgage calculator. This site is intended for UK residents unless otherwise stated. An interest-only mortgage is exactly what it sounds like: a home loan that allows borrowers to make interest-only payments for a set amount of time, typically between seven years and 10 years, at. By comparison, average two-year fixed rates stood at 5.26 last month. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. The average two-year fixed mortgage rate is now around 6.23, according to data compiler Moneyfacts a seven month high. If you do not have professional experience, you should not rely on the information contained in this communication. For mortgages applied for before this date the Halifax Standard Variable Rate (SVR) will be the rate that applies.įor independent information on mortgages, visit the website 'MoneyHelper'. Halifax Homeowner Variable Rate will apply to all mortgages applied for after 4th January 2011. ![]() Details of this rate can be found on the Bank of England website at * Halifax Homeowner Variable Rate (HHVR) is the rate that will apply to the mortgage after the initial product period ends. Our tracker rate mortgages are linked to Bank of England bank rate (also known as Bank of England repo rate).
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